How has this affected you? Have you taken advantage of this incredible program? Many of my buyers and sellers have utilized this program over the past 4 monthes and it has been a great boost for them moving into their new home. If you have not owned a home in the last 3 yrs, you could qualify for the 8,000K tax credit. If you have lived in your home for at least 5 yrs, then you could qualify for the 6,500K tax credit. With interest rates as low as they are and this tax credit, it is definitely the time to buy!!